Generational

Parent Care Cost Planner

Plan monthly and annual costs for aging parents, including care hours, housing, medical expenses, and sibling splits.

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Estimated monthly parent-care budget

$2,572

Annualized cost

$30,860

Estimated per-sibling monthly share

$1,136

Weekly time burden (hours)

14

Care and admin time is valued at $35/hour for planning purposes only. Actual costs vary widely by city, care type, and benefits coverage.

Document checklist to organize

  • Medicare or provincial health card and supplemental policies
  • Medication list and pharmacy contacts
  • Primary care and specialist contact sheet
  • Power of attorney and healthcare directive copies
  • Insurance explanation of benefits from the last 12 months
  • Autopay list for rent, utilities, and premiums
  • Sibling care contribution agreement (even informal)

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